Legal & financial services senior executives
Identifying your needs
You’re likely to have an analytical mind if you work in financial or legal services. But building, managing and preserving your own finances can require a different approach.
From modelling your future cashflow to understanding the impact of life’s transitions, ensuring your finances can support your vision for the future requires the balancing of many different elements, not all of them financial.
We specialise in working with those in legal and financial services. We are therefore familiar with the challenges and opportunities a career in either sector can bring – as well as the kind of questions you might have when you approach us.
The specific issues we regularly help clients tackle include: how to efficiently pay down school fees; how to build up your money when you are restricted with your pensions and have very little time to research property and other alternative investments; and how you ensure your personal investments and pensions keep you independent when you are subject to SMCR rules.
You probably have a view on markets and sectors and may feel a generic retail investment doesn’t fit your needs. We understand. We know your profession is about more than just money.
“But you haven’t talked about retirement planning?”
You’ll notice that unlike a lot of other financial planning websites, we don’t go all-out on talk of retirement planning. Although planning for a secure and fulfilling retirement is, of course, an important part of the work we do with clients, we recognise that many visualise their life in a different way. You may never want to fully retire. But you may like to stop being a Partner someday, or even have your own boutique. We can help you build a flexible, passive revenue stream that allows for a reduced salary or one which is drawn over the years. You may not see the point in waiting until your 60s to live the lifestyle you dream of, if there’s a way you can afford it now. And we totally agree with you.
We will help you to
Whether you want help navigating complex share awards, understanding your pension options, or building an investment portfolio, we are here to give you the full picture. We utilise cutting-edge cashflow forecasting tools to present you with a graphic representation of your finances, forecast year on year, for the rest of your life. That then allows us to answer the question on everyone’s lips – do I have enough?
Do you want to take up opportunities to travel? Or change the pace of your life and buy that forever home? Perhaps you want to launch a start-up? Or maybe you’re looking to sell a business. We’ll help you identify what you really want from your future.
Drawing on a range of options that may include tax-efficient investing, estate planning, life and health insurance, income protection, and cashflow management, we’ll make certain you’re utilising all available approaches to creating and protecting your wealth long into the future.
Tax needs to be paid – apart from the times when it doesn’t. We’ll ensure you’re taking all legitimate opportunities to reduce your tax bill.
Our aim is to help our clients achieve financial freedom, because with financial freedom comes choice over your destiny. Whether it’s to purchase that dream home and live mortgage-free, pay for the best possible educational opportunities for your children, or relocate abroad and leave UK winters behind, we’re here to help remove the financial obstacles in your way.
Client stories
Peter
Technology
Our conversations centred around what I wanted to achieve, and it then became about working out how I’d get that. My goal was financial freedom. I didn’t have that when we first met, but I’m glad to say, I do now.
Julie
Pharmaceutical
I met Nick a few years ago, via an introduction from a close friend. I was at the stage in my life where I really needed to think more strategically about my finances, and planning for the future and ultimately my retirement.
Susan
Law
I know that I am in good hands and that my finances are being looked after by someone I trust which gives me huge peace of mind. What I particularly value is the care that Paul gives – he is proactive, responsive and always makes time to listen and explain everything really clearly.
Jeremy
Technology
Having the financial part of my life squared away gave me the confidence I needed to start my own company. I wouldn't have had the confidence that I have the money, or the bandwidth to take this step otherwise.
Suzanne
Pharmaceutical
Paul has helped us plan for our children’s futures. He advised us on school fees, how to plan for our children going to university, and we’ve gone through all life scenarios and said, in each one, are we secure? What do we need to do to ensure we would be secure in that situation?
Contact us
If you would like to have a confidential discussion with no obligation about how we can help you then please get in touch.
