Identifying your needs
When your career demands a lot from you, it can be easy to neglect your personal financial needs.
We work with senior executives in the pharmaceutical industry to ensure your finances support both your career and lifestyle goals. We are familiar with the kinds of pressures, challenges and opportunities an executive career can bring and are highly experienced at managing the diverse and complex financial issues you confront.
Your objectives won’t be identical to anyone else’s. Which is why we always start the financial planning process with you and your vision for your future. Whether you want to gift your children a private education, relocate, buy a forever home or pay off the mortgage and gain financial independence, knowing there is a plan allows you to make bold, confident decisions. We know your time is precious, which is why our clients highly value our ongoing support and our highly personalised support services. Managing our clients’ assets, savings, investments and pensions is what we do. Empowering our clients to live their best life is why we do it.
“But you haven’t talked about retirement planning?”
You’ll notice that unlike a lot of other financial planning websites, we don’t go all-out on talk of retirement planning. Although planning for a secure and fulfilling retirement is, of course, an important part of the work we do with clients, we recognise that many visualise their life in a different way. You may never want to fully retire in which case we advise on how to build a flexible passive revenue stream that allows for returning to work and gaps for things like sabbaticals. You may not see the point in waiting until your 60s to live the lifestyle you dream of if there’s a way you can afford it now. We take our lead from you and how you want to live.
We will help you to
Whether you want help navigating complex share awards, understanding your pension options, or building an investment portfolio, we are here to give you the full picture. We utilise cutting-edge cashflow forecasting tools to present you with a graphic representation of your finances, forecast year on year, for the rest of your life. That then allows us to answer the question on everyone’s lips – do I have enough?
Do you want to take up opportunities to travel? Or change the pace of your life and buy that forever home? Perhaps you want to launch a start-up? Or maybe you’re looking to sell a business. We’ll help you identify what you really want from your future.
Drawing on a range of options that may include tax-efficient investing, estate planning, life and health insurance, income protection, and cashflow management, we’ll make certain you’re utilising all available approaches to creating and protecting your wealth long into the future.
Tax needs to be paid – apart from the times when it doesn’t. We’ll ensure you’re taking all legitimate opportunities to reduce your tax bill.
Our aim is to help our clients achieve financial freedom, because with financial freedom comes choice over your destiny. Whether it’s to purchase that dream home and live mortgage-free, pay for the best possible educational opportunities for your children, or relocate abroad and leave UK winters behind, we’re here to help remove the financial obstacles in your way.
If you would like to have a confidential discussion with no obligation about how we can help you then please get in touch.