Unhappy with previous pension advisor and the company he represented. Did not feel seen as a person, but rather as just a source of income for them.

Enormously. Paul's not only a lovely person to engage with, but his clear and calm advice has enabled me to achieve my financial goals.

Yes, together we have worked on a plan that will provide the level of income I was aiming for when I retire.

TBH, not a lot

Financial planning for early retirement

Achieved my financial goals to retire early

yes

No, consistently good quality advice.

I decided to move on from my previous financial advisor because I felt there wasn’t quite the right fit or chemistry between us, and Paul came highly recommended.

Paul has provided consistent, ongoing support over the past 15 years, and I’ve always felt that my finances are in safe hands. He has also given me sound, responsive advice whenever I’ve needed it, which has been hugely beneficial over the years.

I’ve been really pleased with how my investments have performed and the growth I’ve seen over the years. It’s reassuring to know that my finances are being looked after so well.

I was 55 and had been made redundant. Paul was recommended and his advice and help has been first class

Paul helped with retirement planning, pension advice and investment advice.

The outcome has surpassed my expectations! Great independent advice.

Nothing. Great service

I was recommended Josh by a colleague and I reached out to him for financial advice. I was met by a friendly professional, who was willing to listen and ask the right questions. After hearing my situation, Josh advised that the services he provides wouldn't be suitable for what I needed. He could've encouraged me to continue with the sign-up, but he acted with good faith and honesty by understanding the needs of the person in front of him. However, he didn't just stop there - even though I wasn't suitable for his program, he still took the time to set out some simple goals and objectives that I could work towards to get my financial security underway. He still spoke with me for the whole call, and took the time to guide me to a starting point. I've had an excellent experience with Josh, and I would return in the future when my needs are aligned with the support being provided.

Wanting to better organise family finances and ensure they are being managed as efficiently as possible.

Outlining clear plans and tax efficiencies whilst providing analytics to certain financial scenarios which meed consideration

Yes, it’s ongoing but very happy so far

Nothing - level of diligence and care taken regarding our situation has been greatly appreciated and provides us with a clear plan to work towards.

I needed guidance about managing my savings

He has helped me understand the processes involved in investment and savings and has helped me me with retirement planning

Yes

Nothing

I had spare capital following a house sale and was looking for a better than savings rate return

He advised of Isa and other investments with less or more risk.

Yes nicks advise has given us a good return

Nothing I am very happy

I turned 40, with no pension and no significant savings. Reasonably assessed, I was at the midpoint in my life. It was time to act.

Paul has looked after all personal finance matters for me. Whenever I had a financial query, no matter the nature, he was willing to assist — even down to form-filling and general financial admin. Particularly helpfully, he was willing to engage directly with my accountants — prior to my move to France — sending to them whatever they required.

Certainly.

Cannot think of anything to suggest. Paul and his team were always very responsive; and patient with my lack of responsiveness sometimes.

Receipt of a redundancy payment

Seeing the bigger picture.

The best in the circumstances.

Security, better knowledge about our investments, good advise

Yes. Josh has been very helpful

Yes

I believe they have the knowledge which I do not possess.

I have needed investment advice for my pension pot both before and after retirement.

Josh provides advice which is uniquely tailored to my financial position and which is designed to meet my needs in retirement.

Yes.

Josh is very proactive and also where circumstances arise is able to provide suitable solutions.

My previous adviser proved to be a disaster !

Josh and Aretian Wealth have always provided sound financial advice and have been pro-active from the start.

One always hopes for better outcomes! But yes, overall I am very satisfied.

Ha Ha ! Provided better than expected returns !

We required advice as we were retiring.

Given us advice for different options which we are very pleased with.

Yes & more

Can’t think of anything.

We retired and needed advice on pension and investments.

Josh has given first class advice and has helped us in many ways over the last few years

In every way and more.

Josh could not have done anything better and we are really happy with the service he gives us.

I was looking to consolidate my pensions and needed to get some expert advice on what to do for the best.

Josh has been available for me whenever I needed advice, even when I didn't know I needed help and advice. He has been extremely responsive and has helped the transition from employment to retirement.

Yes, absolutely. Haven't hesitated in recommending his services.

Nothing!

Nick and his team have worked with my final salary company to get my 25% tax free sum and looking at the longer term investment options

I had bought a couple of properties and needed to organise my assets and put a financial plan together for the future. That was 20 years ago and I'm still working with Paul today.

He has been a good sounding board for my financial planning and has always managed my money well, delivering me good growth in my pensions in particular.

Yes, I am very happy with my current financial situation, and feel set up for the future.

I was originally looking for an adviser to handle money inherited from a relative.

Josh has given excellent, clear advice on investing my money in both a short term and long term capacity.

Yes!

Needed expert advice on how to invest our savings and pensions.

Josh has given us confidence in how to control our finances and investments.

Yes.

Nothing - happy with the advice and outcome that we have.