Yes. Aretian can advise on self-invested personal pensions and how they may fit into your long-term plans.

Yes. Aretian can help with long-term care and later-life planning as part of your wider financial advice needs.

Yes. Aretian can help with Inheritance Tax planning and estate planning, including how these fit alongside your wider goals.

Yes. Aretian can advise on investments such as ISAs. This can form part of a wider financial plan designed to help you build, manage and protect your money.

Yes. Aretian can advise on protection, including life insurance, critical illness cover and income replacement. This helps ensure your wider plan considers how you and your family would be protected if things changed unexpectedly.

Yes. Aretian offers a free initial consultation and makes no charge for the introductory stages of its work with you.

Aretian charges a fixed annual retainer fee for financial planning and may charge additional fees for specific advice projects. You can see the full details on the Fees page, including pension and investment transfers, VCTs and EISs, regular or lump sum investments, protection and the mortgage service.

Aretian’s minimum fee is its retainer fee of £1,950. This covers the work involved in implementing, maintaining and updating your financial plan.

Aretian charges a fixed annual retainer fee for the work involved in implementing, maintaining and updating your financial plan. The standard fee is £1,950 a year, and if Aretian also provides ongoing investment oversight for more than £500,000 of assets, this fee is reduced to £0.

Aretian charges a fixed annual retainer fee for financial planning. Where the team provides ongoing investment oversight and advice, it charges an annual management fee of 0.7% on the funds it oversees.

Where commission is received in respect of an insurance policy, protection policy or plan, Aretian retains that commission as payment. This means the provider pays the commission rather than you paying that amount directly.

Aretian frequently assesses its fees against the broader market and is confident it offers an extremely competitive fee structure. The Fees page shows how Aretian compares in terms of cost when considering common rival investment solutions.